MEMBERS Credit Union
Phone: (336) 748-4800
P.O. Box 5297, Winston Salem, NC, 27104
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Requirements for joining:
Yes, you do need to meet one of several criteria. Being directly related to a current member is one way, working for one of the credit union's associated companies is another, living in one of three NC counties or within 25 miles of their Hope Mills branch is another, and if none of those work for you, you can donate $10 to the Hispanic League of the Triad, or $25 to the Consumer Credit Counseling Service (I may have that last organization's name wrong).
Debit card fees:
With the checking account, no ATM fees. With the savings account, there is a small fee (I think $1.50-$2.00) for the first two withdrawals in a month, then it's, I think, $6.00 per withdrawal. (So withdraw from your checking account, it sounds like to me.)
$25.00 if your check has to be rejected NSF. If you deposit someone else's check, and *it* bounces, they charge $6.75, which they say is just the processing charge they have to pay.
There is a network of ATMs, and a map to them is available on line.
Checking account fees:
No fee as long as you have $25.00 in your account at the end of the month. Failing that, they will charge you $3.00.
Minimum balance requirement:
$25.00, which needs to be in your account at the end of the month, or they will charge you $3.00.
Minimum opening deposit:
I did not get this information, and it appears unavailable on the web site.
Online bill payment:
I did not get this information either. I'll defend myself about this -- As I was talking to the representative, I was taking notes in this form, and suddently I got a message that the server was unavailable. All of my notes vaporized, and I couldn't even get the questions displayed.
TARP bailout money received:
No TARP money received
TARP bailout money repaid:
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